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Having a difficult time qualifying your borrowers due to the affect line items on tax returns have on your ratios? We can help!

Our NO TAX RETURN program will get you the results you're looking for. Look below to learn how our system allows for less red tape, less paperwork, absolutely no tax returns, and more approvals all at the same time. It's just another way Platinum Home Mortgage says YES!

New FHA Maximum Mortgage Limits

Hello friends, families, colleagues, and clients.

This is Sharma with The Sharma Group at Platinum Home Mortgage.

Today I have important, time-sensitive information to share with you regarding changes to the FHA maximum mortgage limits that become effective January 1st.

There are areas in Alaska, Hawaii, Guam and the Virgin Islands where the maximum mortgage limits have gone up; however, in California, all of the counties around us have dropped… making NOW the time to finalize sales contracts and get mortgage applications submitted. 

Here are the changes in our area:

• Los Angeles and Orange Counties saw a drop of over $100,000 to a new maximum mortgage limit of $625,500.  
• Riverside and San Bernardino Counties saw a drop of nearly $150,000 to a new maximum mortgage limit of $355,350.  
• San Diego County dropped to $546,250.  
• Ventura County dropped to $598,000.  
• And Kern County dropped to $271,050. 

To learn about the new limits for 2 to 4 unit properties and for properties in other states, please feel free to call me at 626-712-3052 or email me at sanjesh.sharma@phmc.com. As always, you can visit me online at: http://www.phmc.com/ssharma/

Thank you, again, for your continued support and have a wonderful day.